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Property insurance provides coverage to a business for physical damage. Building and Contents coverage is included in the event of damage to or destruction of buildings and contents from theft, fire and other causes of loss. Business Interruption covers the costs associated with interruption to the business that may occur when there is a property loss. Loss of Income coverage helps compensate for the money a business would have earned if a fire or other covered peril interrupts your business operations.
Workers' Compensation provides medical and indemnity benefits to employees for injuries arising from their jobs. Workers' compensation coverage is required by law in the United States.
Crime insurance addresses fidelity threats such as theft, embezzlement, forgery or alteration of checks, robbery, counterfeit currency and documents, disappearance and destruction of money, securities and documents, employee dishonesty, safe burglary, computer fraud, wire transfer, audit and investigation expense.
Commercial Auto provides protection for owned vehicles by extending coverage for automobile liability and uninsured motorists which is legally required in many jurisdictions. In addition, in no-fault States, Commercial Automobile affords coverage for personal injury protection. Available optional coverages include liability coverage for hired and non-owned automobiles used in conjunction with the business.
Directors and Officers insurance is coverage that has been designed to respond to claims arising from the numerous threats to companies and their management, including securities litigation, employment practices, fidelity or crime-related loss and fiduciary liabilities.
Some of the most common claims against directors and officers insurance are for lawsuits claiming discrimination, wrongful termination, sexual harassment and retaliation. These types of claims against companies have increased 20%. Without insurance a company could be ruined with just one such claim.
| Click here to submit your quote request online. Your information will not be shared with a third party to protect your privacy. |
| Click here to complete the form online, then print it out and fax or mail it to our office. |
| Call 1-866 MD COVER (632-6837) and an account consultant will take your information over the phone. We will contact you for more information as needed to issue a premium quotation.
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